The Boutique
Side of Banking.

Learn More
Mobile Hero Promotion

The Boutique
Side of Banking.

Learn More

Stay Driven
As Low as 4.99%

Auto loans for your life, not your limits.

Learn More
0% APR credit card

Stay Confident
At 0% APR

Say yes to six months of zero interest.

Learn More

Stay Inspired
As low as 4.99%

A HELOC that grows with your life.

Learn More

Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

Decorative Garnish
Woman with thought bubble showing options for using a HELOC

May 20, 2026 / Home Equity

Smart and Creative Ways to Use a HELOC

When you hear the term Home Equity Line of Credit (HELOC), you probably think about home improvement projects. And while using a HELOC to upgrade your home is certainly one of the most common—and smartest—uses, it’s far from the only option. A HELOC is one of the most flexible ways…
Read More
Utah First Amp 2026 season

May 12, 2026 / Uncategorized

The 2026 Utah First Amp Concert Season

Concert Season Is Here and It’s One for the Books Summer is almost here, and so is another epic season of live music at the Utah First Credit Union Amphitheatre! Whether you’ve been coming to the Amp for years or you’re finally making it your summer, 2026 is shaping up…
Read More
Couple in front of illustrated home considering refinancing

May 04, 2026 / Mortgages

Should You Refinance to a 15-Year Mortgage?

What would you do with an extra $200,000? For many homeowners, that’s roughly what’s on the table when they refinance from a 30-year mortgage to a 15-year mortgage — not as a check in the mail, but as interest they never have to pay in the first place. A 15-year…
Read More