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The Boutique
Side of Banking.

Apply Now
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Stay Local
With Your Mortgage

From your neighborhood lending BFFs.

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4.68% APY with a 22-month Utah First certificate

Stay Growing
At 4.50% APY

With 24-month certificate accounts.

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Stay Inspired
As Low as 5.99%

A HELOC that grows with your life.

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Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

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Nov 03, 2026 / Home Equity

Kitchen Upgrades? Easy as Pie With Your HELOC

Thanksgiving is the Super Bowl of kitchens. Every burner’s on, every inch of counter is covered, and somewhere in the background an aging dishwasher is making a noise that definitely wasn’t in the manual. If your kitchen is starting to show its age, your Utah First HELOC can help fund…
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Illustration of house surrounded by fall trees

Oct 28, 2026 / Money Tips

Give Your Whole Home the Fall-Back Treatment: 10 Quick Winter Resets

It’s almost time to fall back! Daylight saving time ends Sunday, November 1, which means one glorious bonus hour of sleep and a built-in excuse to check every household setting still stuck on summer time. The kitchen clock and the car dash get all the attention, but they’re not the…
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Woman waking up scared of high interest

Oct 12, 2026 / Home Equity

Haunted by High-Interest Debt? How a HELOC Could Help

Opening a credit card statement when you have high-interest balances can be scarier than checking behind the shower curtain while you’re home alone.  If you’re a homeowner with credit card debt taking up more room in your life than you’d like, a home equity line of credit (HELOC) can help…
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