The Boutique
Side of Banking.

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The Boutique
Side of Banking.

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Stay Driven
As Low as 4.99%

Auto loans for your life, not your limits.

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Stay Confident
At 9.0% APR

Low, fixed rates. No balance transfer fees.

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Stay Inspired
As low as 4.99%

A HELOC that grows with your life.

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Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

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understanding credit card interest

Mar 19, 2026 / Credit

How Credit Card Interest Actually Works

Credit cards are incredibly convenient. They help you manage cash flow, handle emergencies, and even earn rewards. But there’s one part that often feels confusing: interest. If you’ve ever wondered why balances seem to grow faster than expected, you’re not alone. The good news is that credit card interest isn’t…
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Mar 06, 2026 / Local Utah

Save More than Daylight

Spring forward this Sunday! Daylight Savings has a bad reputation. Springing forward means an hour of sleep lost, but we like looking on the bright side. So grab a quick nap and get ready to enjoy that extra hour of evening sun. Here are a few ideas that won’t break…
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woman being showered with money thanks to a heloc

Mar 04, 2026 / Home Equity

5 Ways to Stretch Your Tax Refund With a HELOC

There’s something elite-feeling about a tax refund hitting your account. What could be more exciting than money coming back to you in one satisfying lump sum?   But instead of thinking of your refund as spending cash this year, think of it as strategic money! On its own, your refund might not fund a…
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