Loan Services


Utah First Credit Union offers members affordable GAP and Payment Protection services.


GAP (Guaranteed Asset Protection).
If your vehicle is totaled or stolen  GAPGAP (Guaranteed Asset Protection)
- Protects your important credit rating
- Reduces "out of pocket" expenses in case of   a loss
- Helps you purchase a replacement vehicle   sooner
- You may be eligible for $1,000 towards a   new vehicle
- Pays benefits up to $50,000
- Add GAP up to 1 year from the loan date
- May be fully refunded within 60 days
- Covers missed payments up to 30 days
- Covers all types of new or used vehicles
Call 800-234-0729 with questions.
pays the difference between the value of the vehicle, which is determined by the insurance company, and the unpaid balance of your loan. GAPGAP (Guaranteed Asset Protection)
Protects your important credit rating
Reduces "out of pocket" expenses in case of a loss
Helps you purchase a replacement vehicle sooner
You may be eligible for $1,000 towards a new vehicle
Pays benefits up to $50,000
Add GAP up to 1 year from the loan date
May be fully refunded within 60 days
Covers missed payments up to 30 days
Covers all types of new or used vehicles
Call 800-234-0729 with questions.
is also much more affordable at Utah First than it is at an auto dealer.

Payment Protection.
We all experience good and bad moments in life. Regrettably, some bad moments are unforeseen and are truly unfortunate. With  Payment Protection InsurancePayment Protection helps you:
-Make your loan payment when you become  disabled
-Protect your important credit rating
-If your spouse, who is primarily responsible   for the loan, is disabled or dies
-Avoid late fees from adding up
-Minimize stress in an already difficult situation
-Protect your family’s precious future
from Utah First Credit Union, your loan payment will be made if you die or become unable to work due to an illness or accident.

Getting Payment Protection is simple:
Rates are very affordable
No medical exams required
No additional bill—included with monthly loan payment
Call 800-234-0729 with questions.