Home Equity Line/Loans

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Utah First Credit Union has the most unique home equity product on the market. You get the flexibility of a credit line combined with the security of a fixed rate loan—all in one.

Flexibility of a Line.
Utah First’s Home Equity Line/Loan works just like a traditional home equity line of credit, where you have flexibility to use your home's equity any way you want. You can remodel your home, purchase an automobile, pay for educational expenses and more.

Security of a Loan.
The best part of the Utah First Home Equity Line/Loan is that you can choose to lock in a portion (and/or multiple portions/all) of your balance at a low fixed rates. As a result, your rate and payment will remain the same. As you pay off your locked portions, your available line amount automatically replenishes.

More Special Features.
Lock up to 5 fixed rate loans at a time
Lock in all or some of your line balance
Switch balances between your line or loan(s) whenever you want
Your interest payments may be tax deductible (consult a tax professional)